Cat® Extended Protection and Insurance Solutions for Equipment Owners

Cat employee smiling at camera
Cat employee smiling at camera

Protection solutions designed to help you take on what’s next.

Unexpected repairs, downtime, and damage can disrupt operations and cash flow. Cat Financial protection solutions are designed to help equipment owners manage risk across the entire lifecycle of their Cat® equipment.

From extended protection plans to insurance options and Customer Value Agreements, these solutions work together to support predictable costs, expert dealer service, and long-term equipment performance.

Request Information
Request Information

Explore Equipment Protection and Insurance Solutions

Physical Damage Insurance

Fires. Floods. Vandalism. Theft. Collision. A lot can happen to your equipment that’s outside your control. But preparing for the possibility is within your power. Physical Damage Insurance:

  • Protects you against both total and partial equipment losses
  • Covers extras like the costs to rent replacement equipment and transport damaged machines
  • Comes with a low $500 deductible for all equipment (except forestry)
  • Fleet coverage available, including other brands of equipment

Explore Insurance Coverage
skid steer
skid steer

Equipment Protection Plans

Even the best-built machines eventually need repairs, which always seem to happen at the worst time — right in the middle of a big job, when cash is tight or just after the warranty expires. An Equipment Protection Plan (EPP) for a new, used or rebuilt machine:

  • Provides coverage beyond standard machine warranty for parts and labor, and protects you from unplanned repair costs from covered defects in Cat material and manufacturer workmanship
  • Offers multiple coverage options to fit your needs and budget
  • Includes genuine Cat parts and service performed by factory-trained dealer technicians
  • Transfers with the machine when you sell it in the same region the EPP was purchased

Request More EPP Information
Cat technician posing for camera
Cat technician posing for camera

Extended Service Coverage for Gensets and Engines

Perhaps more than any other type of equipment, gensets and engines have to run reliably. You, and the people relying on you, can’t afford downtime. Extended Service Coverage (ESC) for gensets and engines:

  • Gets you back to work fast with service available worldwide
  • Returns your gensets and engines to their operating condition prior to failure
  • Helps you budget for unexpected repairs by locking in costs up front
  • Provides protection across all industries — Electric Power, Industrial, Marine, Petroleum, Rail, and On-Highway Truck

Explore Coverage by Industry
Cat technician smiling for camera
Cat technician smiling for camera

Cat® Customer Value Agreement by Cat Financial

Hours add up. Wear happens. Stay ahead of the next service event with a simple plan built around keeping your equipment ready to work. A Cat CVA by Cat Financial: 

  • Helps you plan maintenance with predictable coverage
  • Keeps service consistent across the Cat dealer network—so support follows your machine 
  • Free shipping and delivery of genuine Cat parts
  • Have peace of mind knowing a dedicated team is monitoring machine hours and maintenance needs

Get the Details
CVA
CVA

“It allows us to have a safety net.

It minimizes our downtime and increases our profitability.”

Chris Olson, President, OE Construction

Frequently Asked Questions

Equipment protection plans help cover eligible repair costs from mechanical failures, while insurance solutions typically address risks such as physical damage, theft, or loss. Availability and coverage vary by product and region. 

In many cases, protection solutions can be included with Cat Financial financing to simplify payments and ownership. Contact your Cat dealer for details.

These solutions are designed for equipment owners, fleet managers, and businesses looking to manage risk, reduce unexpected costs, and maintain uptime.

Request information

Interested in learning more about our financing and extended protection options? Ready to get the process started? Just fill out this form and we’ll have your local Cat dealer follow up with the information you need.

Get Started
Operators meeting on the jobsite
Operators meeting on the jobsite


 

Digital Tools & Calculators

How much machine can you afford? Should you choose equipment leasing or an equipment loan? These resources make equipment finance decision-making easier.

See What's Available
tools and calculators
tools and calculators

Limited-Time Offers

Seeing you succeed is our aim. Our special offers make it easy and affordable for you to choose new and used Cat machines, parts, service and more. 

View All Offers
special offers
special offers

Financing Solutions by Industry

Whether you have a seasonal business or run a year-round operation, we offer financing and protection options to fit your needs and goals.

Explore Industry Solutions
Industries
Industries

Learn More About Protecting Your Cat Equipment